7 statistics on dental insurance premiums
The average dental premium differs widely among states, according to a report by HealthPocket, a new technology company that compares and ranks all the health insurance plans available.
According to the report, 82 percent of dental plans studied charged a co-insurance fee for major dental expenses such as crowns or root canals. The average co-insurance fee for major dental services was 63 percent.
The report also found that:
• The state with the lowest average dental premium was West Virginia at $23.70
• Alaska had the highest average dental premium at $63.61.
• Wisconsin was the state with next highest average premium — $41.11.
• Insurers with highest average monthly premiums for adult dental insurance plans were Delta Dental of Arizona ($44.73) and Delta Dental Plan of South Dakota ($42.70)
• Insurers with the lowest average monthly premiums were Blue Cross Blue Shield of Michigan ($14.82) and Humana Health Benefit Plan of Louisiana ($16).
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