The average dental insurance premium across the U.S. is $49.60 per month, according to data from DentalInsurance.com.
Massachusetts has the highest average monthly premium at $65.58, while West Virginia has the lowest average premium at $36.98 per month.
The report collected data from nearly 1,200 dental plans offered by 19 insurance companies. All plans sampled were for the 2026 plan year.
Here is the average dental insurance premium for each state:
Alabama: $44.39
Alaska: $60.08
Arizona: $43.19
Arkansas: $52.46
California: $53.26
Colorado: $50.13
Connecticut: $59.74
Delaware: $55.05
District of Columbia: $58.32
Florida: $48.86
Georgia: $51.16
Hawaii: $54.81
Idaho: $52.23
Illinois: $49.26
Indiana: $46.99
Iowa: $49.74
Kansas: $48.64
Kentucky: $40.93
Louisiana: $47.44
Maine: $39.33
Maryland: $50.45
Massachusetts: $65.58
Michigan: $51.04
Minnesota: $57.79
Mississippi: $46.92
Missouri: $51.65
Montana: $45.88
Nebraska: $40.70
Nevada: $50.58
New Hampshire: $50.30
New Jersey: $56.11
New Mexico: $51.43
New York: $50.87
North Carolina: $55.36
North Dakota: $53.80
Ohio: $45.23
Oklahoma: $48.30
Oregon: $49.82
Pennsylvania: $46.58
Rhode Island: $47.50
South Carolina: $50.73
South Dakota: $38.95
Tennessee: $44.26
Texas: $46.58
Utah: $54.12
Vermont: $39.73
Virginia: $49.55
Washington: $44.69
West Virginia: $36.98
Wisconsin: $52.81
Wyoming: $49.10
At the Becker's 5th Annual Future of Dentistry Roundtable, taking place September 14-15 in Chicago, dental leaders and executives will gain insights into emerging technologies, practice growth strategies and the evolving landscape of dental care delivery, with a focus on innovation, patient experience and operational excellence. Apply for complimentary registration now.
