Florida judge denies dentist’s bid for COVID-19 loss coverage

A Florida federal judge dismissed a lawsuit in which Mauricio Martinez, DMD, alleged his insurer denied him coverage for income he lost during his Cape Coral practice’s period of state-mandated closure, according to Law360.

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The case was dismissed Sept. 1 because the judge found that Dr. Martinez’s Allied Insurance policy explicitly excludes coverage “for loss or damage caused directly or indirectly by any virus.”

Since the COVID-19 pandemic brought about Gulf Coast Smiles’ temporary closure, the judge found the insurer not to be at fault.

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