Eighteen states have passed a total of 37 dental insurance reform laws so far this year, according to the American Dental Association.
Seven notes:
1. The most common insurance issues addressed this year include dental loss ratios, virtual credit cards, assignment of benefits and improvements to provider credentialing processes, according to an Oct. 10 news release.
2. Overall, more than 120 legislative proposals have been filed this year.
3. In a separate legislative win noted by the ADA, the Texas legislature rejected a proposal that would have repealed a requirement for insurers to pay equal reimbursements to non-network dentists.
4. Legislation was filed in 15 states to establish a dental loss ratio, with three successfully doing so: Montana, North Dakota and Washington.
5. Eight states passed legislation addressing virtual credit cards: California, Maine, North Dakota, Oklahoma, Utah, Virginia, Washington and Wyoming.
6. Three states enacted assignment of benefit bills: Illinois, Kentucky and Nevada.
7. Twenty states introduced bills to regulate the use of artificial intelligence in claim payment adjudication, with Arizona and Maryland successfully enacting legislation.
